An contains a six-digit issuer identification number (IIN), an individual account identification number, and a single digit checksum.
The first digit of the issuer identification number is the major industry identifier (MII).
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The maximum length of the account number is 12 digits. The last digit is the checksum which we explained how to calculate using the MOD 10 algorithm.
It is used to validate the primary account number to protect against accidental errors.
The issuer identification number also known as the bank identification number (BIN) is the first six digits of the credit card number.
These identify the institution that issued the credit card to the card holder. Afterwards comes the account number, digit 7 to last minus one.
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