This debt consolidation calculator is designed to help determine if debt consolidation is right for you.
But borrowing money is always a risky proposition, and even the best debt consolidation loan is no exception.
“You should start with the idea that the last thing you should do is borrow money to fix your problem,” says Bill Dallas, co-founder and CEO of Cloudvirga.
You may want to apply for a consolidation loan if you’re struggling to make your minimum monthly payments on your credit cards, line of credit or overdraft.
Or, it might make sense to consolidate high interest rate debts into one monthly payment with a lower interest rate.
That’s why we have more than one top pick for the best debt consolidation lenders.
All three have reasonable APRs, fixed interest rates, and multiple options for loan amounts and payoff periods — exactly what you want in a lender.
Many of us have been where you are today, and understand the emotional burden that debt can place on a person.
Please contact us so that together, we can find a better way out of debt. We're so confident that we can help you achieve your goal of becoming debt-free in a reasonable time, that we back it up with a 6-month 100% money back guarantee on the services, support, and benefits you receive.
Getting help from us is as easy as giving us a call or chatting with us online.
We know that it can be hard to ask for help with your debts, so we do everything we can to answer your call quickly, provide you with the information you are looking for and book you a free credit counselling appointment if that’s what you need.
Our appointments are either in-person, in one of our offices, or over the phone; whatever is easier for you.